NerdWallet
4.3 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.3
Available on: /
Updated on: Jul 6, 2026
The app includes intuitive budgeting tools that allow you to track your expenses effortlessly. With easy-to-use visualizations and spending categories, you can set financial goals and stay accountable, making it simpler to manage your money and save for what truly matters.
Stay on top of your financial health with the app's credit score monitoring feature. You'll receive free access to your credit score along with personalized tips on how to improve it, ensuring you're always informed and equipped to maintain a strong credit profile.
NerdWallet provides investment guidance tailored to your financial situation and goals. From beginner tips to more advanced strategies, the app helps you navigate the investment landscape, empowering you to make confident decisions that align with your long-term financial aspirations.
NerdWallet's Smart Money App offers tailored financial insights based on your spending habits and goals. By analyzing your financial behavior, it provides customized recommendations to help you make smarter money decisions and optimize your budget for a brighter financial future.
Manage your finances effortlessly with intuitive budgeting tools. Access personalized financial advice tailored to your needs. Compare credit cards and loans to find the best deals. Track your spending habits to identify saving opportunities. Stay informed with up-to-date financial news and insights. 
Limited investment options may restrict users from diversifying their portfolios effectively. The app's user interface can feel cluttered and overwhelming for new users. Customer support is often slow to respond, leaving users without timely assistance. NerdWallet: Smart Money App is designed to assist users in a variety of financial scenarios. Whether you're looking to save for a major purchase, manage credit card debt, or simply want to understand your spending habits better, this app serves as a comprehensive financial tool. For students navigating student loans, the app provides tailored advice on managing educational expenses and offers insights into the best credit cards for beginners. Likewise, homeowners can benefit from mortgage calculators and refinancing options, making it easier to make informed decisions. The app is also beneficial for those planning for retirement, as it offers investment advice and retirement account comparisons. Overall, NerdWallet caters to a wide range of financial situations, making it a versatile choice for anyone looking to improve their financial literacy and planning.
The user experience of NerdWallet is notably smooth and intuitive, designed to cater to both seasoned finance enthusiasts and novices alike. Upon launching the app, users are greeted with a clean interface that promotes easy navigation. The dashboard provides a snapshot of one's financial health, including credit score, spending habits, and personalized recommendations. Users can easily access various tools such as budgeting calculators, savings goals, and investment trackers. The app also includes a robust educational section featuring articles and guides that demystify complex financial concepts, contributing to a more informed user base. Notifications and alerts for financial opportunities or changes in credit scores further enhance the user experience by keeping users engaged and informed.
NerdWallet operates on a freemium model, which means that most of its core features are available at no cost. Users can access a wide array of tools and resources without having to worry about subscription fees. However, for those seeking advanced features or personalized financial advice, the app does offer premium options at a competitive price. This flexibility allows users to choose a plan that aligns with their financial needs and goals, ensuring that even those on a tight budget can benefit from its services. The value offered in terms of savings tips and financial guidance often outweighs any potential costs associated with premium features.
NerdWallet is committed to providing a high-quality user experience, which is evident in its regular updates and robust customer support. The app is frequently updated to incorporate user feedback and improve functionality. These updates often include new features, enhanced security measures, and bug fixes to ensure a seamless experience. Additionally, NerdWallet offers comprehensive support through various channels, including a help center filled with FAQs, articles, and tutorials. Users can also contact customer service for personalized assistance, making it easier to resolve any issues or concerns. This dedication to continuous improvement and support contributes significantly to the overall satisfaction of its user base.
Security & Privacy Review
Google Play 
App Store 
This app is so frustrating. Every time I open the app, I need to fully re-login. I have to re-enter my email and password, even though I have biometric login enabled. They also keep shifting/hiding important screens, making it a chore to find where they've placed things like Recent Transactions. But irrelevant sponsored tiles are front and center.
I moved here because mint was discontinued. I can't even begin to describe how much worse this app is than mint was. This doesn't track different banking accounts as well, the categories are less convenient, the flow is less intuitive. Not to mention, the app bombards you with ways to give your data and information to their partners and it's very annoying.
I'd been a longtime reader of the web version and picked up the app several years ago. It's been helpful, but in recent years, app updates have diminished the former usefulness. It's also a pain to even get into the app now. What's the point of setting up fingerprint entry when the app just kicks me out to the website and makes me use a password AND a phone code? And then it makes me log in again each time I look away and back. Plus it constantly unlinks my accounts, so my data is never correct
hard to sync up with all my accounts. tries to sell me a treasury bond every time I open the app. despite being synced to my bank account, it cannot understand that I moved some money within that bank, so its numbers are completely wrong and useless. it doesn't account for the timing of getting paid versus paying bills...so it says "wow your cash flow increased". when in reality it's the same as ever, the bills just haven't been paid yet.
This app was recommended by a friend and I have to say it is one of the best apps I have. I check this quite often. I started out with Poor credit. Even my own bank would not issue me a Secured credit card. But a credit card is what I needed to get credit. With NerdWallet, not only am I able to see where my credit score stands but it gives tips on how to improve it. I followed the recommendations. Found a secured credit card that did not do a credit check and use it only for gas. Pay it off once a month. My score went from Poor to Good. This app is a great way to keep track of your spending habits and helps you to set long term goals.
Review Source: Google Play store public user reviews.
Yes, users can submit suggestions and feedback through the app or via the NerdWallet website to help improve the app's features and functionality.
Yes, NerdWallet: Smart Money App collects personal data to provide tailored financial advice and services, but it emphasizes user privacy and data protection.
NerdWallet: Smart Money App primarily requires an internet connection for full functionality, but some features may be accessible offline depending on the device.
You can cancel your subscription through the app settings or by contacting customer support, depending on how you subscribed.
The subscription cost varies depending on the features selected, but it typically offers a free tier along with additional premium options at different price points.
Yes, you can log in using your registered phone number if you have enabled that option in your account settings.
To activate your account, follow the link in the activation email we sent you after registration.
You can reach our customer service team through the app's help section or by emailing support
For activation issues, contact our customer service team through the app or email us at support
You can recover your login details by selecting "Forgot Username or Password?" on the login page to receive instructions.
The usual bug fixes and nerdy updates.
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