Synchrony
4.5 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.5
Available on: /
Updated on: Oct 1, 2025
With the Amazon Store Card, shopping online becomes a breeze. You can quickly make purchases on Amazon without needing to enter your payment information every time, making your checkout process smooth and efficient, so you can focus on finding the best deals.
Enjoy special financing offers exclusively available to Amazon Store Card holders. Depending on your purchase, you may qualify for promotional financing options that allow you to pay over time, making larger purchases more manageable without incurring interest right away.
One of the best features of the Amazon Store Card is that it comes with no annual fee. This means you can enjoy all the benefits and rewards without worrying about additional costs, making it a great choice for frequent Amazon shoppers.
The Amazon Store Card rewards you for every purchase made on Amazon. Earn points on your spending that can be redeemed for future discounts or special offers, allowing you to save even more on your next shopping spree.
Earn cashback on Amazon purchases instantly Access special financing offers for larger buys Enjoy exclusive discounts and promotions regularly No annual fee, saving you money annually Enhance your shopping experience with easy payments 
High interest rates can accumulate quickly Limited to Amazon purchases only No rewards outside Amazon platform Poor customer service experiences reported The Amazon Store Card is designed for frequent Amazon shoppers who want to maximize their savings while enjoying the convenience of a credit card. It is particularly beneficial for individuals who often purchase items from Amazon, as it offers exclusive financing options and rewards for users. For instance, shoppers can utilize the card for significant purchases, such as electronics or home goods, allowing them to take advantage of promotional financing offers. Additionally, the card is perfect for users who prefer to manage their spending by using a dedicated card specifically for their Amazon expenses. This makes it an ideal choice for families or individuals who regularly shop online for groceries, household essentials, or gifts.
The user experience with the Amazon Store Card is generally positive, especially for those who are already accustomed to the Amazon ecosystem. The application process is seamless, often completed in minutes, and users can easily access their card details through the Amazon app or website. The interface is user-friendly, making it simple to track purchases, manage payments, and view rewards. Customers appreciate the ease of applying their rewards at checkout and the straightforward navigation that allows for quick access to account information. However, some users have reported challenges with customer service responsiveness, particularly when dealing with issues related to billing or account management. Overall, the convenience of managing the card alongside Amazon purchases enhances the shopping experience.
The Amazon Store Card does not have an annual fee, which is a significant advantage for users looking to save on credit card costs. The card offers a competitive interest rate for those who carry a balance, with promotional financing options available for eligible purchases. Cardholders can also benefit from special offers, such as earning 5% back on eligible purchases or 0% APR financing on select items. This makes the card an attractive option for users who frequently shop at Amazon and want to avoid high-interest charges while enjoying potential savings. However, users should be cautious about the terms of financing offers, as promotional rates may vary and are subject to credit approval.
The Amazon Store Card is regularly updated to enhance security features and improve user experience. The app receives updates that address bugs and add new functionalities, ensuring that users can access their accounts securely and efficiently. Customer support is available through various channels, including phone, email, and online chat, although response times can vary. Users have expressed a desire for more comprehensive support options, especially regarding account inquiries and dispute resolutions. Amazon continues to invest in improving customer service to meet the needs of its cardholders, which is crucial for maintaining user satisfaction and loyalty.
Security & Privacy Review
It's very helpful, but the app has a big problem (PURCHASE DETAIL) and it is very important that it has to show the purchased items so you know on what items you spent that charged amount, because it's not that easy to figure out and you have to always go back and fort and half the time you're lost, so please, please, please fix it and give us some release. Thanks.
This is a great app. You get 5% cash back on your purchases, right away, shown in your account. This is more than I have seen on any other card. But purchases and payments don't seem to be debited or credited in real time. Thus the "available credit balance" is not up to date. Also, the card is not accepted at Whole Foods Market (at least not at my local one. However, when I got an order from WFM delivered, the 5% was credited, and covered the tip.) I deduct a star for each shortcoming.
Edit: It's become worse... Now it asks you to rate it every time you open the app, even after you've done so. Bare minimum of a banking app, no way to view statements: it just provides a laundry list of purchase prices (not the item or seller) and payments made (on a different page). It is literally only useful for making payments which, sure, is really all you need but just feels unfinished. Just go to the website...
It works for paying and viewing balances but the app as a whole is HORRIBLE. Multiple days to process payments, I'm not sure if this is the app itself, or amazon, or communications with banks but it's pretty bad Don't bother turning on notifications, it says it may take a few days to send notifications. Guess what, it actually will never send notifications. Again, it works but at an absolute minimum.
I appreciate that Amazon secure card buy synchrony Bank are helping those who need a second started building your credit. But I'm frustrated about the payment process. I got approved with $100 credit limit, little over half of that, and made my first payment in full. It is now been over a week, and my payment still hasn't been posted to my account. There's no reason it should take that long especially when we're expected to pay a higher interest rate.
Review Source: Google Play store public user reviews.
Yes, Amazon Store Card collects personal information as part of the application and usage process, which is used to manage your account, process transactions, and enhance security.
No, Amazon Store Card does not offer a free trial or free version, as it is a credit card service intended for use in making purchases on Amazon.
Yes, you need an internet connection to access your Amazon Store Card account, make online purchases, or manage your card through the Amazon website or mobile app.
You can contact support for Amazon Store Card by visiting the Amazon website and navigating to the customer service section, where you can find options for live chat, email, or phone support.
You can manage your Amazon Store Card through your Amazon account settings or by contacting customer service; however, since it is a credit card and not a subscription service, cancellation typically involves paying off the balance and closing the account.
To activate, visit the Amazon Store Card website, log in, and follow the prompts to complete the activation process.
You can contact Customer Service by calling the number on the back of your Amazon Store Card or by visiting the Amazon website for support.
Visit the Amazon website or app, click on "Sign in," enter your email and password, and then navigate to your Store Card account.
The Customer Service number for the Amazon Store Card is 1-866-634-8379.
Whats New:• New Feature Introductions• Edit Banking details• Dark mode support
Home 
Apps 
Games 
Windows 
Topics 
Terms of Service 
Cookies & Privacy Policy 
About us 
Google Play 
App Store 
