Goldman Sachs
4.9 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.9
Available on: /
Updated on: Jul 6, 2026
The Marcus app features a user-friendly interface that allows you to manage your accounts seamlessly. Check your balance, transfer funds, and monitor your savings progress all in one place, ensuring you stay on top of your financial goals without any hassle.
Gain valuable insights into your spending and savings habits with Marcus's financial tools. The app offers personalized tips and recommendations, empowering you to make informed decisions that can lead to better financial health and smarter money management.
Marcus by Goldman Sachs® offers a high-yield savings account that provides competitive interest rates, allowing your savings to grow faster than traditional banks. With no minimum deposit requirements and no monthly fees, it’s an accessible option for anyone looking to boost their savings effortlessly.
Unlock financial flexibility with Marcus's personal loans, which come with fixed interest rates and no hidden fees. Whether you need funds for a home renovation or debt consolidation, the simple application process and quick funding make it easy to get the support you need when you need it.
High interest rates on savings accounts No monthly fees or minimum balance requirements Easy online and mobile banking access Robust security features for your peace of mind Personalized customer support available 
Limited product offerings compared to traditional banks High withdrawal limitations for savings accounts No physical branches for in-person support Interest rates may not be competitive long-term The Marcus by Goldman Sachs® app serves a variety of financial needs that cater to both individual savers and investors. Users can efficiently manage high-yield savings accounts, personal loans, and certificates of deposit (CDs) all in one place. Whether you are looking to set aside emergency funds, save for a future purchase, or consolidate debt, the app provides a streamlined approach. Additionally, the app is designed for users seeking to gain better control over their finances, making it ideal for anyone from students to retirees. The easy navigation allows users to quickly switch between accounts, check interest rates, and track their savings goals, making it a versatile tool for various financial scenarios.
The user experience of the Marcus app is intuitive and user-friendly, characterized by a clean interface that makes navigation seamless. The onboarding process is straightforward, with easy access to account setup and verification. Users appreciate the visually appealing dashboard that displays key metrics, such as account balances and interest earned, at a glance. Furthermore, the app incorporates robust security features, including two-factor authentication, ensuring that users feel their financial information is safe. Customer feedback highlights the responsiveness of the app; transactions and updates are processed quickly, and users value the personalized insights and budgeting tools that help them manage their finances effectively.
One of the strongest selling points of the Marcus by Goldman Sachs® app is its zero-fee structure. There are no monthly maintenance fees, no minimum balance requirements, and no charges for electronic transfers. The high-yield savings accounts and CDs offered through the app also come with competitive interest rates, providing users with the opportunity to grow their savings without incurring extra costs. Personal loans are similarly structured with no origination fees, making the app an appealing choice for users looking to borrow without hidden charges. This transparent pricing model has garnered positive reviews from users who appreciate the simplicity and lack of unexpected fees.
The Marcus app is regularly updated to enhance functionality and security, with recent updates focusing on optimizing performance and introducing new features like budgeting tools and financial insights. Users can expect timely notifications about new features and improvements, reflecting Goldman Sachs' commitment to user satisfaction. Support is readily available through various channels, including in-app messaging, email, and a comprehensive FAQ section on their website. Customer service representatives are noted for being knowledgeable and responsive, providing assistance with any inquiries or issues that may arise. Overall, the combination of regular updates and accessible support ensures that users have a reliable experience while using the app.
Security & Privacy Review
Pretty simple/barebones interface. Functionality to open other accounts has been bugged for months. Edit: Since getting a response from Marcus, nothing has been fixed in four more months and now basic functions constantly result in connection errors. Want to specify the maturity plan for your CD? Too bad.
Meh. Not bad, nothing fancy. Limited options. But it's good for what I need to do, which is automatically transfer money to my Marcus savings account from an external bank's checking account every month. Glad you increased the interest rates for my savings accounts. I'd rather have competitive interest rates than a fancy app. As long as the app isn't buggy, which it's not, so I'm good.
One of the worse accounts in terms of app, site, and general process. Eg. I made a transfer to another account after verifying it. They blocked that transfer, and didn't even let me know. I got a call once that I couldn't pick up. They didn't call back, leave a message, send an email, nor a text. I waited for the funds to show up. When I called they told me they put my account on hold! Also, they send you a passcode and ask you for it on the call. Anyone can pretend to be them and take that code
Mediocre app. Can't set alerts when card is used. Takes too long to do anything. Has repeatedly made double payments due to slow actions. Payments usually go through but rarely get confirmation. I only know my bill is paid when it comes out of my bank. Lastly, the devaluing of points means I don't earn as much discount on a new car as fast as I used to. Will cancel card as soon as i buy my next car (problem with bank/GM, not specifically the app).
After a good length of time using this service and app I absolutely love it. It is easy to use, easy to transfer money in and out using my checking account. There are onky a few things I would add. On the savings side in the cds it would be nice when I roll over and add cash have a Stat that shows what I've put in and the total interest I've earned. And on the investment side I'd like to know exactly how many shares I own of the stocks/etfs instead of just the weight percentage. Dividend names.
Review Source: Google Play store public user reviews.
Yes, Marcus by Goldman Sachs® collects personal data to provide services, ensure security, and comply with regulations, but they prioritize user privacy and data protection.
Marcus by Goldman Sachs® does not offer a free trial or free version, as their services are typically provided without subscription fees, but specific products may have associated costs.
Yes, an internet connection is necessary to access and use the features of Marcus by Goldman Sachs®, as it is an online banking platform.
You can contact support for Marcus by Goldman Sachs® through the app or website, where you can find options for live chat, email support, or telephone assistance, as well as a feedback section for user suggestions.
Since Marcus by Goldman Sachs® does not have a subscription model, you can manage your accounts and services directly through the app or website, and for cancellations, you may need to contact customer support or follow specific procedures for closing accounts.
You can contact Customer Service by calling 1-833-233-4300 for assistance.
You can activate your account through the app by following the prompts after downloading it and entering your account details.
Open the app, enter your email and password, then tap 'Log In' to access your account.
The customer number is typically your account number, which can be found in your account details within the app or on your statements.
It’s time for an upgrade! Meet our new Marcus app.• Streamlined designWe've refreshed the app's look and feel to create a lighter and more user friendly experience• At your fingertipsSee your balances, transactions and other details, organised for quick access• Navigate with easeWe’ve made it easier to manage your accounts and find what you need© Goldman Sachs International Bank. All rights reserved.
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